Last updated: July 17, 2026

1. Information We Collect

We collect personal information that you provide to us when applying for insurance coverage, including:

• Personal identification information (name, NRC, date of birth)
• Contact information (email, phone number, address)
• Medical history and health information
• Financial information for premium payments
• Beneficiary information

2. How We Use Your Information

We use your information to:

• Process your insurance applications
• Calculate premiums and assess risk
• Communicate with you about your policies
• Process claims and payments
• Comply with legal and regulatory requirements

3. Data Security

We implement industry-standard security measures to protect your personal information:

• SSL encryption for all data transmission
• Bank-level encryption for stored data
• Secure servers with restricted access
• Regular security audits and updates

4. Data Sharing

We do not sell or share your personal information with third parties for marketing purposes. We may share your information only with:

• Medical professionals for underwriting purposes
• Reinsurance partners as required
• Legal authorities when required by law
• Service providers who assist in our operations (under strict confidentiality agreements)

5. Your Rights

You have the right to:

• Access your personal information
• Request corrections to your data
• Request deletion of your data (subject to legal requirements)
• Opt-out of marketing communications
• Lodge a complaint with data protection authorities

6. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us: