Trusted by 50,000+ families

Own Every Moment

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Our Solutions

Comprehensive Coverage for Every Stage of Life

Choose from our range of insurance solutions designed to protect you and your loved ones.

For You & Your Family

Individual

Tailored protection for individuals and families at every stage of life.

Life Health Funeral Travel

Explore Individual Plans

For Businesses & Employers

Corporate

Comprehensive group solutions that protect your workforce and grow your business.

Group Life Group Health Group Funeral Credit Life

Explore Corporate Plans

We Are Passionate About — L.I.F.E

Leadership

Market Leadership in our enviroments we operate in.

Innovation

Constant and consistant Innovation.

Fairness

Fairnessin all our dealings.

Excellence

Drive and Passion for Excellence

Why Choose One Life

Built Different. Designed for You.

Unlike traditional insurance companies, One Life is dedicated to change — embracing growth and putting our customers first.

Unlike traditional insurance companies, One Life is dedicated to change. We believe that change is an essential part of growth. We celebrate change rather than ignore it.

Fast Claims Processing

Get your claims processed within 24-48 hours with our streamlined digital system.

Secure & Transparent

No hidden fees, no complicated terms. Everything is clear and straightforward.

24/7 Customer Support

Our dedicated team is always here to help, day or night.

98%

Customer Satisfaction

Get a Quote

Instant quotes under 5 min

Pay Premium

Quick & secure payments

File a Claim

24-48 hour processing *

24/7 Support

Always here to help

Choose Your Protection

Explore our most popular products

Individual Life

Comprehensive life cover with disability, hospital cash, and more

Health Insurance

Access quality healthcare with comprehensive medical coverage

Travel Insurance

Travel worry-free with worldwide coverage and 24/7 assistance

Why One Life

Traditional vs Modern Insurance

See the One Life difference

Traditional Insurance

✗ Weeks to process claims
✗ Complex paperwork
✗ Limited payment options
✗ Office hours only

One Life Modern

✓ 24-48 hour claim processing
✓ 100% digital, paperless
✓ MTN MoMo, Airtel, Cards
✓ 24/7 support available

Our Journey

Milestones That Matter

Building trust, one step at a time

2008

One Life Founded

Started with a vision to revolutionize insurance in Zambia with customer-first approach

2012

10,000 Clients Milestone

Reached our first major milestone, serving families across Zambia

2022

Digital Transformation

Digitised and Modenised our Claim Process

2021

One Life Rewards Program

Introduced wellness and rewards program, adding value beyond insurance

2026

50,000+ Families Protected

Continuing to grow and serve more Zambians with innovative insurance solutions

Ready to Protect Your Future?

Get a personalised quote in minutes. No obligations, no hidden fees.

Get Your Free Quote Call Center 24/7

Trusted Partners

Working with Zambia's Best

Partnered with leading healthcare providers and payment platforms

Licensed & Regulated

Fully licensed by the Pensions and Insurance Authority (PIA) of Zambia

Secure Payments

Bank-level encryption for all transactions and personal data

15+ Years Experience

Serving Zambian families and businesses since 2008

Our Partners

Working together to make a difference in our communities.