At OneLife Assurance, we understand that protecting yourself and your loved ones is one of life’s most important decisions. Our Individual Life solutions are designed to give you confidence and peace of mind, knowing that your family’s financial future is secure — no matter what life brings. From life cover and funeral protection to income security and savings solutions, our flexible products are built around your needs at every stage of life. With optional benefits such as disability cover, hospital cash, employment protection, education savings, and investment wallets, OneLife Assurance is committed to helping you protect today while planning confidently for tomorrow.
Protect Life Insurance Solutions
- Protection designed around you and your family.
- At Onelife Assurance, our Individual Life solutions give you the confidence to plan ahead, protect what matters most, and secure your financial future, no matter what life brings.
Why Choose Onelife Individual Life Cover?
- Flexible policy terms and benefits.
- Coverage tailored to different life stages.
- Coverage tailored to different life stages.
- Trusted risk management and underwriting.
- Designed for Zambia’s real lifestyle needs.
BROWSE OUR FULL RANGE OF OUR INDIVIDUAL LIFE SOLUTIONS
LifeProtect
Simple, reliable life cover for everyday peace of mind
LifeProtect provides a lump‑sum payout to your loved ones in the event of death, helping them meet immediate financial needs such as funeral costs, outstanding debts, and daily living expenses.
Key Benefits
- Lump sum death benefit
- Optional Hospital Cash Plan rider
- Optional My Savings Wallet to grow your money
- Flexible policy terms: 3, 5, 7, or 10 years
- Optional investment access after 24 months
Ideal For
Individuals looking for straightforward life cover with the added benefit of building savings over time.
HealthProtect
Life cover with extra support when illness strikes
HealthProtect combines life insurance with financial support during hospitalisation, ensuring you can focus on recovery instead of worrying about costs.
Key Benefits
- Lump sum payout on death
- Hospital Cash Plan for hospital stays
- Cash benefits paid per qualifying admission
- Premium refund at maturity if no hospital cash claims are made
- Policy terms from 3 to 10 years
Ideal For
Those seeking life protection plus health‑related financial support to cushion unexpected medical events.
IncomeProtect
Protect your income. Protect your independence.
IncomeProtect is designed to support you and your family if you face death, permanent disability, or loss of employment. It also includes investment options to help you stay financially resilient.
Key Benefits
- Lump sum death benefit
- Partial disability payout (up to 50% of sum assured)
- Loss of employment benefit through the Rainy Day Wallet
- Education and savings investment options
- Flexible access to investment funds after 24 months
Ideal For
Professionals and income earners who want comprehensive protection against life‑changing events.
FutureProtect
Secure tomorrow, starting today
FutureProtect is a long‑term life policy designed to help you build wealth while protecting your family, with cover available on single or joint lives.
Key Benefits
- Lump sum payout on first death (single or joint life)
- Investment‑linked savings component
- Partial withdrawals available every 6 months after 24 months
- Short‑ to long‑term policy options (3–10 years)
Ideal For
Couples and individuals planning for long‑term financial security and legacy building.
FamilyProtect
FamilyProtect
Funeral cover that brings relief when it matters most
FamilyProtect offers affordable funeral cover for you and your extended family, ensuring dignity and financial relief during difficult times.
Key Benefits
- Lump sum funeral benefit
- Cover for main member, spouse, children, parents, and extended family
- Flexible family definitions
- Premium refunds at maturity if no death claims are made
- Simple underwriting
Ideal For
Families wanting affordable, dependable funeral cover for peace of mind.
Take the Next Step
Protect your future today
Whether you’re securing your income, planning for your family, or building savings for tomorrow, Onelife has a solution designed for you.
👉 Get a quote
👉 Request a call‑back
👉 Speak to a financial advisor
