At One Life Assurance, we understand that protecting yourself and your loved ones is one of life's most important decisions. Our Individual Life solutions are designed to give you confidence and peace of mind, knowing that your family's financial future is secure — no matter what life brings.
Protection designed around you and your family. Choose the cover that fits your life stage and goals.
LifeProtect
Simple, reliable life cover for everyday peace of mind
LifeProtect provides a lump-sum payout to your loved ones in the event of death, helping them meet immediate financial needs such as funeral costs, outstanding debts, and daily living expenses.
Lump sum death benefit
Optional My Savings Wallet
Flexible policy terms: 3, 5, 7, or 10 years
Optional investment access after 24 months (access every 6 monts after)
Ideal for individuals looking for straightforward life cover with the added benefit of building savings over time.
Life cover with extra support when illness strikes
HealthProtect combines life insurance with financial support during hospitalisation, ensuring you can focus on recovery instead of worrying about costs.
Lump sum payout on death
Hospital Cash Plan for hospital stays
Cash benefits per qualifying admission (Minimum 3 nights stay in hospital)
Maximum of 3 claims per 12 months
Policy terms from 3, 5, 7, or 10 years
Ideal for those seeking life protection plus health-related financial support to cushion unexpected medical events.
IncomeProtect is designed to support you and your family if you face death, permanent disability, or loss of employment. It also includes investment options to help you stay financially resilient.
Lump sum death benefit
Partial disability payout (up to 50% of sum assured)
Loss of employment benefit — Rainy Day Wallet (Payable from investment fund)
Access to 75% of fund on dismissal
Partial withdrawals allowed after 24 months and 6 months thereafter.
Ideal for professionals and income earners who want comprehensive protection against life-changing events.
FutureProtect is a long-term life policy designed to help you build wealth while protecting your family, with cover available on single or joint lives.
Lump sum payout on first death (single or joint life)
Education Investment Wallet
Partial withdrawals allowed after 24 months and 6 months thereafter.
Policy terms from 3, 5, 7, or 10 years
Ideal for couples and individuals planning for long-term financial security and legacy building.
