Individual Solutions

Protection Built For You

Whether you're protecting your income, your health, your family, or your adventures — One Life has a plan designed around your life.

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4 Solutions

Choose Your Cover

Click any solution below to explore plans, benefits and get covered.

Individual Life
Life

Individual Life

Choice and flexibility — disability cover, hospital cash, employment protection, and more. Plans that grow with you.

LifeProtect HealthProtect IncomeProtect FamilyProtect
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Health
Health

Health Insurance

Comprehensive health cover with eight versatile option plans. Live life healthily and with complete peace of mind.

In-patient Cover Out-patient Cover Dental & Optical
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Funeral
Funeral

Funeral Cover

Ensure your family is not burdened with financial worries should you pass away. Dignified, swift and caring support.

Immediate Pay-out Family Cover Repatriation
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Travel
Travel

Travel Insurance

Travel stress-free on your next holiday or work trip knowing you are fully covered — wherever life takes you.

Medical Evacuation Trip Cancellation Lost Luggage
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Why One Life Individual

Your Life, Your Terms

We believe insurance should fit around your life — not the other way around. Our individual solutions are flexible, affordable, and built for real Zambians.

Flexible premium options

Pay monthly, quarterly or annually — whatever suits your budget.

Family included

Most plans extend cover to your spouse and children at no extra cost.

Fast claims — 24 to 48 hours

Our streamlined digital claims system ensures you get paid quickly.

Not sure which plan?

Talk to one of our advisors and we'll help you find the right cover for your needs and budget.

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Looking for business cover instead?

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